• Disability Insurance


Building a plan for the future of your business begins by financially protecting your business from an unforeseen life-altering event.  Demonstrate financial stability by having a disability contingency plan in place to safeguard your business. OIA has creative solutions to protect your exposure.
  • Disability buyout
  • Key employee protection
  • Overhead expense coverage


Your income is a valuable asset and the foundation to a solid financial plan. A personal disability income insurance policy is designed to help maintain your standard of living in the event of a disability. OIA assists in providing solutions to protect your income and savings with the disability insurance policy that fits your needs.
  • Customized plan designs
  • Multiple carrier options
  • Income protection that fits your budget